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What are the most common insurance requirements for arcade game machine operators?

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Update time : 2025-09-12

Operating an arcade business involves various risks, from customer injuries to equipment damage. Securing proper insurance coverage is crucial for financial protection and legal compliance. The most common insurance requirements include General Liability Insurance, which covers accidents like slips or falls on the premises. Property Insurance is essential to protect arcade machines, furniture, and the building from fire, theft, or vandalism. Workers' Compensation Insurance is mandatory in most regions if employees are hired, covering job-related injuries or illnesses. Commercial Auto Insurance may be needed if vehicles are used for business purposes, such as transporting machines. Additionally, some jurisdictions or landlords might require specific policies, so consulting with an insurance professional is recommended to ensure adequate coverage.

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