For arcade operators, high-value and rare arcade cabinets represent significant financial investments that require specialized insurance coverage. Standard business policies often fall short, leaving these prized assets vulnerable. Operators typically secure specialized insurance through providers offering inland marine or scheduled property policies, which allow them to itemize and appraise individual machines. The process begins with a professional appraisal to determine the machine's current market value, considering factors like rarity, condition, and historical significance. Operators must provide detailed documentation, including photographs, serial numbers, purchase receipts, and restoration records. Insurance providers then assess the risk based on the arcade's location, security measures, and the machine's placement within the venue. To mitigate premiums, operators often implement enhanced security protocols such as surveillance systems, anchor bolts, and controlled access areas. Many also join industry collectives or associations that negotiate group insurance rates. The cost of coverage varies dramatically, typically ranging from 1% to 5% of the machine's appraised value annually, depending on these risk factors. Operators must also understand policy specifics, including clauses for agreed value versus actual cash value, deductibles, and coverage for transit to and from events or exhibitions. Regularly updating appraisals is crucial, as the classic arcade market can fluctuate. Ultimately, this tailored insurance approach provides operators with the financial security needed to preserve gaming history and protect their bottom line.